7FP, The Old Brewery, Castle Eden, TS27 4SU
What do we do?
Good financial advice can provide you with the confidence to make informed decisions about your money, leading to a sense of comfort and peace of mind.
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With clarity about your financial goals and a commitment to sound financial practices, you can achieve long-term financial stability and success.
How it works
Getting to know you
This is the beginning of the advice process where we will be a bit nosey! We need to know who you are and what you want to achieve - what makes you tick? What makes you happy? What doesn't make you happy? All of these things lead to your financial situation so we can start to understand how we can help work towards your goals.
Taking a closer look
This is the bit where we review and analyse your current plans. Here we are looking for improvements, options and solutions. This is usually the longest part of the process as we want to collect all of the information what we need from your existing providers.
Creating your plan
We bring to life our findings and present them to you in a meeting. From this meeting, we can establish how to move forward. A plan will be implemented, and we have started to take away the stress of your finances to make your life that little bit easier. Your roadmap to financial freedom has begun!
Taking care of you and your plan
Our ongoing service involves looking after you and your family for life. We aim to make sure that your plans remain suitable, and you are comforted by the fact you have a professional looking after the important stuff. This is the part where we add the most value to you and your finances.
An example of our fees
Planning & Implementation Fee
After our initial meeting and receipt of our proposals, you can decide if you are happy to proceed with us or not. Once you have committed to us, we charge a low percentage implementation fee - this is based on the level of invested assets that we will manage and advise on, and will always be agreed upfront.
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*Our fees vary slightly depending on fund size, so get in touch with us if you would like to find out more.
Fund size
£200,000
Implementation Fee
£4,000
2% of the fund*
Ongoing Advice Fee
This fee covers our Ongoing Advice Service, which means we support you on your journey to achieving your financial goals. This includes your annual reviews, having access to your adviser at any time to make changes to your investments, as well as other services which will be outlined in our Service Proposition document - you will receive this alongside your recommendation.
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This charge is usually 0.8% of the funds under our management, which means it goes up and down alongside your investments. There are several different ways you can choose to pay these fees, which we will discuss with you when you decide to proceed with us.
Fund size
£325,000
Ongoing Advice Fee
£2,660
per annum
Insurance & Protection Costs
Unless otherwise agreed, we will not charge any fees when implementing an insurance or protection policy. We receive commission from the product provider, and the details of this will always be disclosed to you before we implement any plan for you.
One-Off Advice
Sometimes people don't require our ongoing services, and that's okay. We charge a fixed fee per hour for the little bits, like a review of your current pensions. We'll always confirm the total costs for advice before we proceed with anything, so you won't be caught out.
Aimee reviewed all of my personal finances and guided me through the process of maximising both my current financial status and information on what I could do with my pensions.
I found the guidance very helpful and have implemented the advice.
How We Help
Our favourite area of financial planning is helping people to retire comfortably with the peace of mind that their finances are being looked after. So, if you're planning ahead for the future, looking to leave work for the final time or you want to make sure your financial plan is still on the right track during your retirement, we can help you.
Chartered Financial Advice
Chartered Financial Planners are among the most experienced and highly qualified advisers.
Authorised & Regulated
We're authorised and regulated by the Financial Conduct Authority, the UK's financial services regulator.
Free Initial Meeting
Your first meeting with us is free of charge and there's no obligation to continue with us if you choose not to.
Start a conversation with us
We've been in the industry since 2013, so we know our stuff.
That's why we want to help you with your retirement planning, so that you can spend more time enjoying yourself while we worry about the complexities of financial planning.
Speak to us today to get your financial plan on the right track.
