As with all investments, you should never go ahead without first getting reliable and high quality advice, which is specific to your personal circumstances and your attitude to risk in investing.

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Always remember that the past performance of an investment must not be taken as any guide to its future returns. Plus, the value of investments and the income from them can go down as well as up.

 

The level of tax benefits and liabilities will depend on individual circumstances and circumstances may be subject to change.

 

Exchange rate fluctuations may cause the value of underlying overseas investments to fall as well as rise.

 

Some funds investing in specialist sectors and areas carry greater investment risk due to the potential volatility of the market sectors which the funds are invested into.

 

Before investing, please make sure that you take note of any investment risk due to the potential volatility of market sectors which the funds are invested into.

 

Information contained on this website is based upon our current understanding of legislation and HMRC practice, which may change from time to time.

 

Investing should be regarded as a long-term investment and should fit in with your overall attitude to risk and financial circumstances.

 

It is generally recommended to hold an investment for a minimum term of five years.

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