top of page

Retirement Planning

You've worked hard and saved diligently - now it's time to make sure your pension works just as hard for you.

At 7 Financial Planning, we specialise in helping people aged 55+ turn their pension savings into a clear, confident plan for retirement.

Whether you're approaching retirement or already there, we'll help you understand your options, avoid costly mistakes, and create a strategy that supports the life you want to live.

How We Help You In Retirement

When and How to Take Your Pension

Should you take your pension at 55? Wait until 67? Take a lump sum or draw an income? We'll guide you through the pros and cons of each option.

Avoiding Tax Pitfalls

We'll help you draw your pension in a tax-efficient way, so you keep more of your money to enjoy in retirement.

Combining Pensions

If you've had multiple jobs, you may have several pension pots. We'll assess whether consolidating them is right for you.

Creating a Retirement Income Plan

We'll build a personalised plan that ensures your money lasts as long as you do, without sacrificing your lifestyle.

HOW IT STARTS

Let's Talk About:

Planning and Implementation Fees

We turn your goals into a personalised, professional plan.​

​

After our initial chat, if you feel we're the right fit, we'll move forward by building a plan tailored just for you.

  • A personalised retirement roadmap based on what really matters to you

  • A full review of your pensions, savings, investments and tax planning

  • Clear, expert recommendations you can act on

  • Everything explained in plain English - no jargon, no pressure

  • No commitment until you're 100% comfortable

If you're investing

£200,000

Our initial fee is typically

2% = £4,000

This is always agreed upfront, with full transparency.

If you're investing

£200,000

Our ongoing fee is typically

0.8% = £1,600

This fee changes as your investments fluctuate.

Accent - Star - Mustard.png

Ongoing Advice Fees

We don't just build your plan - we help you live it.​

​

We'll be by your side throughout retirement, helping you adjust your plan as life changes.

  • Annual reviews to keep you on track

  • Ongoing tax-efficient investment management

  • Peace of mind that someone's always looking after your finances

  • Regular updates, answers when you need them, and a familiar face who knows your story

What You Get From Our Ongoing Advice

You're not just getting expert Financial Advice - you're getting:

Comfort, Confidence and Clarity

We'll have a chat and get to know each other better, talking about your goals and your current financial picture.

Ongoing Support From Us

We actively manage your retirement plan so you don't have to, making changes to your investments where needed.

A Personalised Retirement Plan

We take that information and create a personalised retirement plan tailored to your lifestyle, values and long-term needs.

Annual Review of Your Plan

Chat through any changes to your circumstances and review how your plan is performing to make sure it always stays on track.

Accent - Heart - Light Pink.png

"I would say there will be a lot of people on better income and pension pots than myself, but sensible planning with back up from a good financial planner makes life a lot easier."

- Ian, 7FP Client

Why Choose 7FP

You're not just getting expert financial advice.​

​

You're getting:

  • A relationship with someone who genuinely cares

  • A down-to-earth expert with your best interests at heart

  • A retirement plan built around your lifestyle, not ours

  • Comfort, confidence and clarity with every decision

Connecting your goals to a future you can trust.

Our first chat is all about you - your goals, your plans, your questions.

​

We'll help you understand what's achievable and where to start with your financial plan. Get in touch with us today for a free initial chat about where your finances can take you.

Date of Birth
Day
Month
Year

Our website offers information about investing and saving, but not personal advice. If you're not sure which investments are right for you, please request advice. If you decide to invest, read our important investment information first and remember that investment values can go down as well as up, so you could get back less than you put in.

T: 0191 380 4106

E: enquiries@7fp.co.uk

The Old Brewery

Castle Eden

Hartlepool

TS27 4SU

Privacy Notice

Risk Warnings

Full Logo - Transsparent - Light Pink.png

7 Financial Planning is a trading style of Aimee Financial Ltd, who are authorised and regulated by the Financial Conduct Authority, reference number 915784. You will find us on the FCA register.

Emblem for Chartered Financial Planners provided by the Chartered Institute Insurance.

We are committed to providing products and service of the very highest standards. If you feel that we haven’t lived up to your expectations in any way, we would like to know so we can put things right for you. If you have a complaint, make sure you contact us here. We will do all we can to resolve your complaint by the end of the next business day. If we can’t do this, we will write to you within five working days to tell you what we have done to resolve the problem, or acknowledge your complaint and let you know when you can expect a full response. If we haven’t issued our response within eight weeks from the date you first raised your complaint, or if you’re dissatisfied with our response, you can ask the Financial Ombudsman Service – www.financial-ombudsman.org.uk – for an independent review. The Financial Ombudsman Service will only consider your complaint once you’ve tried to resolve it with us, so please take up your concerns with us first and we’ll do all we can to help.

​

Registered in England and Wales. Registered office: The Old Brewery, Castle Eden, Hartlepool TS27 4SU.

Website by Belta Branding

bottom of page