FAQ

Below we've provided some information on how we work, our pricing and our services.

If you would like to know more, please get in touch and we'd be happy to help.

How much do our services cost?

There is no fee for the initial meeting during which we discuss your financial needs and objectives, as well as the areas in which you require our advice. From that point, depending on what you require us to do for you, there are two charges for our advice: initial and ongoing fee.

This means that clients will be charged an initial fee, which is typically a percentage of the amount being invested. An ongoing fee is then charged annually, typically at a rate of 0.8% of the fund being invested and is paid monthly. Our ongoing fee is lower than our competitors who usually charge 1% annually.

During your initial meeting with an adviser, the fees will be explained in more detail. Usually the initial fee covers the work that has been completed by your adviser, such as factfinding and preparing initial reports outlining your options and summarising what you have. The ongoing fee covers the regular reviews and our ongoing advice, as well as the management of your investments.

Before we proceed with any recommendations that will require you to pay us a fee, we will detail the fee due, as accurately as we can. We can provide a more detailed fees guide, which includes examples of how much you are likely to be charged based on the size of your fund on request.

We don't believe that there is a 'one size fits all' scenario and therefore we offer three variations of client service propositions. They are Prime, Premier and Platinum. Depending on the size of the fund being invested, clients will be given a different version to suit their individual needs.

Are my investments linked to Seven Financial Planning or Aimee Financial?

Seven Financial Planning is a trading style of Aimee Financial Ltd. Aimee Financial Ltd is not authorised to hold client money, meaning that any monetary transactions are done directly between the client and the product provider. We are here to facilitate all advice needed for transactions on your behalf, but never to hold your money.

Am I able to change adviser in the future?

You are not contractually obligated to stay with us, however we do hope that you won't feel the need to change adviser.

Are you directly authorised by the Financial Conduct Authority?

The Financial Conduct Authority (FCA) regulate financial services within the UK. It's role is to protect consumers, keep the industry stable and promote healthy competition between service providers. Seven Financial Planning is a trading style of Aimee Financial Ltd who are authorised and regulated by the Financial Conduct Authority, which means we have permission to provide regulated products and services. We are authorised to provide advice on pensions and retirement planning, investments and insurance.

Financial Conduct Authority Individual Reference Number: ALW01089

Financial Conduct Authority Reference Number: 915784

People must be approved by the Financial Conduct Authority before giving financial advice. You can check if this person is approved by the Financial Conduct Authority to give advice by going to fca.org.uk/register and searching with their Financial Conduct Authority individual reference number as shown above.

The Chartered Institute (Cii) has issued this statement to the above named adviser:

The CII has checked that the adviser meets the required qualification standard and confirms the adviser has signed an annual declaration stating that they have kept their knowledge up to date and complied with the Statement of Principle and Code of Practice for Approved Persons (APER).

Financial planning for whatever stage you're at in life.

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